Are you enrolled in Employee Health and Pension Insurance (Shakai Hoken)? If not, you might be missing out on a vital safety net: the Injury and Sickness Allowance (shobyo teate). This crucial benefit is exclusively available through the Shakai Hoken system, and it could be your financial lifeline when health issues strike. This is one of the key differences between Shakai Hoken and the National Health Insurance system (Kokumin Kenko Hoken – the one you pay for at your city or ward office).
What is Shobyo Teate?
Simply put, it’s financial support when you’re too ill or injured to work. If you’re off work for four or more days due to non-work-related health issues, shobyo teate has got your back.
Key Points:
- Covers up to 18 months in total
- Can be used all at once or in separate periods for the same illness or injury (time spent working in between doesn’t count towards the 18 months)
- Pays about two-thirds of your average monthly wage
- Not available on the National Health Insurance system
Why It Matters
Imagine falling ill and being unable to work for weeks or even months. While National Health Insurance might cover your medical costs, it won’t put food on your table or keep a roof over your head. That’s where shobyo teate comes in.
The Shakai Hoken Advantage
This benefit is yet another reason why being enrolled in Shakai Hoken is crucial. It’s not just about covering hospital bills – it’s about maintaining your quality of life when you can’t work. Rent, groceries, your children’s needs – shobyo teate helps you manage these essentials during tough times.
Don’t Risk It
We’ve seen too many cases of workers left vulnerable because they weren’t properly enrolled in Shakai Hoken. Don’t let this happen to you.
Important Changes Coming From October 2024, more workers will become eligible for Shakai Hoken as the enrolment threshold expands to smaller companies. Even if you weren’t eligible before, you might be soon. [Learn more about the changes here]
Take Action
Check your enrolment status today. If you’re not covered, or if your employer is dragging their feet on enrolling you, contact us at hotline@genu.cc. We’re here to help you secure the benefits you deserve, including advising you on the upcoming changes that might affect your eligibility.
Remember, your health and financial security are worth fighting for. Shobyo teate is just one of the many reasons why proper Shakai Hoken enrolment is non-negotiable. Don’t miss out on these crucial protections – reach out to us today!