• sailors 
• those employed for a total less than two months 
• those employed at workplaces without fixed addresses　
• seasonal workers 
• employees of enterprises that will not be in existence less than six months 
• those employed by the National Health Insurance Union 
• those over 75 years old 
• those authorized by the director of the Social Insurance Agency (SIA) or by a health insurance union or mutual aid society.

This is a very short summary of both laws combined. Please contact us directly for exact information.